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Mutual of Omaha Medicare Supplement Insurance

Mutual of Omaha Medicare Supplement Insurance does for individuals what the federal government’s Original Medicare does not. While the U.S.’ healthcare insurance program already covers plenty, it still does not shoulder many elements that matter to an ageing population. This is why Medicare Supplement (Medigap) policies exist, with the goal to fill in the “gaps” that the government could not provide for a certain packaged fee.

Mutual of Omaha is one of the largest and oldest insurance providers in the country, and has built itself a solid reputation. The company has been in operation in 1909 and is one of the earliest insurance agencies that added Medigap plans to its offerings after Medicare was introduced in 1965. As per its name, Mutual of Omaha’s main headquarters is in Omaha, Nebraska, but it has a huge network of offices all over the U.S. to cater to everyone interested in a Medicare supplement.

Through its primary network plus subsidiaries such as Omaha Insurance and United World Life, Americans are able to access life, dental, health, and Medicare insurance more effectively.

Medicare Supplement (Medigap)

Medigap is offered to individuals who are turning 65 years old as a supplement to their Original Medicare policy. This means that you cannot apply for any Medigap plan if you are a Medicare Part A and Part B policy holder. The main promise of a Medicare Supplement is to help you shoulder the out-of-pocket costs that are not included in the original plan.

There are 10 Medigap policies that are the same across the different U.S. states and you can choose which package best suits your needs. This does not include the states of Massachusettes, Minnesota, and Wisconsin, which have their own versions. Medicare Supplement is provided by private insurance agencies like Mutual of Omaha.

The benefits offered for each policy is standard across the country, but the fees and extra inclusions vary depending on the provider. Take note that insurers have the ability to choose the types of Medigap policies they want to offer to clients, if not all.

What Mutual of Omaha Medicare Supplement Insurance Offers

Holders of Mutual of Omaha’s Medicare Supplement policies have access to all of the standard inclusions to the Medigap plans, plus a few other benefits. These include a waived application fee, up to 12 percent worth of household discounts, a guaranteed renewable membership, a free 30-day look period, and the issuance of a temporary ID card via electronic means (if needed). Add these to the fact that it offers membership to an A-rated insurance provider that has a nationwide presence.

According to its website, the most popular Medicare Supplement plans under its wing are Medigap Plan F, Plan G, and Plan N.

Mutual of Omaha Medicare Advantage

Starting 2019, Mutual of Omaha will begin offer Medicare Advantage plans as a result of its partnership with Lumeris. There have also been news going around that this will also cover the company’s Silver Sneakers gym membership package, although the company has yet to confirm the final list of benefits covered and when the launch will happen.

Mutual of Omaha EyeMed Vision Care

Another plus to enrolling into Mutual of Omaha is that Medigap policyholders have the chance to sign up of EyeMed Vision Care, which offers a free vision care benefit. This covers as much as a 40 percent discount off glass frames, a fixed $50 rate for routine eye exams, and discounts on lenses. Some of the eyewear or eyecare providers that are affiliated with Mutual of Omaha are Lenscrafters and JCPenney Optical.

Medigap Open Enrolment Period

If you are about to turn 65 years old soon and have starting going shopping and online comparisons on the type of Medicare Supplement that suits you, try to make that choice during the designated Open Enrolment Period. This is the best time to sign up for any Medigap plan because insurance agencies cannot decline your application even if you have a pre-existing health condition. During Open Enrollment, would-be policy holders can choose any plan they want without being subjected to medical underwriting.

The Open Enrollment Period starts in the three month before your 65th birthday and ends three months after. Get in touch with a local Mutual of Omaha representative or visit its website to find out more information about its products and services.

Our Mission is to Become America’s Most Respected Medicare Insurance Brokerage …