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Medicare Insurance Brokerage …

State Mutual Insurance goes a long way back. It has been in operation since 1937, when the Great Depression prompted businessmen from the city of Rome, Georgia to issue temporary insurance licenses to over 100 of its citizens so they could function as insurance agents. The endeavor was meant to help save a company which at the time was in danger of closure, leading to substantial jobs lost.

The project succeeded and the “agents” were able to sell over $1 million worth of life insurance policies, the management of which was delegated to the newly formed State Mutual Insurance Company.

In the 80s, the company expanded its coverage across the United States following the acquisition of six other life insurance companies that had clients in more than 30 states. By the 90s, it finally changed its focus to the senior clientele, focusing on Medicare supplement (also called Medigap) and life insurance products that were designed to meet the needs of seniors.

In 2010, the company set up a direct to consumer website where interested policy buyers could apply for a Medicare Supplement plan. As of this writing, State Mutual still has its offices in Rome, Georgia, near its original headquarters. It has more than 1 million Medicare Supplement clients to date.

In its website, State Mutual declares that it is primarily focused on providing Medicare Supplement insurance. However, it does not provide details if it is offering all 10 government-regulated Medigap plans available or if it is only selling a select few. Neither is this information available in third-party websites.

On the upside, the company does provide contact information and specific numbers to call for life insurance, Medicare Supplement, and Platinum supplement policies. An office address in Georgia is listed should interested buyers have any questions. It also offers downloadable forms for new and current policyholders.

Given the limited information on its website, it can be said that State Mutual runs its sales process through marketing partners. In fact, it identifies Platinum Supplement Insurance as its partner, which has been operating since 1995 and is reportedly the largest seller of State Mutual Medigap products.

As for its premium rates, it is recommended that would-be clients contact the concerned State Mutual numbers directly for details, or get the assistance of a licensed advisor to help obtain a quotation.