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Medicare Advantage by state
Oregon’s Advantage market is urban-centric: Portland, Salem, Eugene and Medford have real competition, while the coast and the eastern two-thirds of the state have very little. The state’s coordinated care culture also means Medicaid integration shapes the dual-eligible plans.
Figures reviewed for 2026
What matters
PacificSource, Providence Health Plan, Regence BlueCross BlueShield of Oregon, Kaiser Permanente in the Portland metro, Moda Health and Trillium Community Health Plan sell here. Multnomah, Washington, Clackamas, Marion, Lane and Jackson counties are competitive; the rural counties generally are not.
Zero-premium plans are available in Portland and the Willamette Valley, commonly with drug coverage included. In the coastal and eastern counties, the plan list shrinks and the network often follows a single regional hospital, so the premium is rarely the deciding factor.
Oregon allows medical underwriting on Medigap after the six-month window and prices on attained age, though the state does offer a birthday rule that lets some residents switch carriers without health questions. Check the specifics of that rule before assuming it applies to you.
Oregon SHIBA, run by the Division of Financial Regulation with the SHIBA network, provides free counseling, and the same division handles complaints about plans and agents.
We check every plan sold in your county against your doctors and your prescriptions, then tell you what the plan would actually cost over a year. No cost to you, and no obligation.
An Advantage plan is a network product. If you would rather keep any doctor in the country and know your costs in advance, the supplement guide for this state covers the rules, the pricing and who must sell to you.
Oregon Medicare Supplement plansPlan lists and networks stop at the state line. These are the guides closest to Oregon.
See every state's Medicare Advantage guideNext steps
No cost, no obligation
Plans and networks differ by county, sometimes by ZIP code. Tell us where you live and we will show you what is actually sold there.
